Tag Archives: budget

While the enjoyable festive season has arrived, most people will also have one eye on January and the new start that 2018 will offer. This year, though, why not go one better than the New Year’s resolutions that will inevitably be ruined before the end of March?

NYE 2018 Balloons

Essentially, those resolutions are made in a bid to enhance your life. Rather than trying to change yourself into someone else, it’s far better to evolve into the best possible version of you. Here are some of the greatest ways to do this in style.

Add The Word Happy To Healthy Living

‘Losing weight’ and ‘getting fit’ are the most common resolutions by a considerable distance. While many people will see results from their diets and gym routines in the early weeks, the majority will give up before summer. In most cases, it’s because their new lifestyles are missing one key ingredient: fun.

To truly implement a new lifestyle routine, it needs to be sustainable. Starving yourself or slogging away with routines you hate will not work for the long haul. This guide to making healthy eating fun should have a huge impact on your situation. Similarly, dance classes and team sports can be the more enjoyable route for exercise.

In truth, adding the fun factor is likely to slow the speed of your transformation. However, the destination is far more important than the journey time. If the more enjoyable approach can unlock greater long-term results, you’d be a fool to ignore it. Above all else, this will keep a smile on your face through the process too. What more incentive could anybody ask for?

Spend Money More Wisely

Financial worries are the most common form of stress for the modern generations. As such, many start a new year with the goal of progressing their career. While this is an ambition that should not be abandoned, there is a more accessible way to bolster financial health. The answer is to reduce needless financial waste.

There’s nothing wrong with spending money in this life or even paying premium rates for premium quality. Still, reducing household bills and using cutbacks that won’t cause negative impacts to your lifestyle can only be positive. Likewise, changing your outlook on life to see that the affordable option is sometimes as useful as the expensive one can bring a telling impact.

Utilizing resources in a more efficient will help the cause too. This could mean selling unwanted goods or upcycling old materials. Alternatively, it may just involve making smarter home upgrade decisions. As long as financial health enters your mind at all times, your approach to money will evolve nicely. While this isn’t the most important thing in the world, it’s significance cannot be ignored.

Quit Bad Habits In The Sustainable Manner

Aside from incorporating positive additions, you may use the start of a new year as a chance to drop bad habits. These can range from gambling addictions to excessive drinking or even biting your nails. Different situations require varying approaches. Whatever the specific item might be, though, your actions should be geared towards a sustained outcome.

Without question, smoking is the most common feature on resolution lists. Just quitting at the click of your fingers isn’t a viable option for many people, but this vaping overview should open your eyes to a better solution. Making the switch is a positive step in itself, and may ease you into ending the dependency altogether. Meanwhile, discussion groups can be a great weapon in the war against this problem.

Whatever you do, be sure to take each challenge one day at a time. Otherwise, you may find that it all becomes a little overawing. For the sake of your sanity as well as your hopes of success, getting this element right is vital. Until you successfully master this aspect, none of the progress made elsewhere will seem truly rewarding.

Work On The Positives

A lot of people try to take on New Year’s resolutions that are simply unobtainable. In many cases, you can have a positive impact on your life by focusing on maximized success in areas that already boast a strong starting point.

This could take many forms from becoming a better worker to focusing more on celebrating your relationship. The latter is arguably the most important factor of all, and is one that regularly goes undervalued. Even if it’s only by adding a weekly date night at home, there’s no doubt that improvements in this part of your life will bring fantastic results. For both of you.

Apart from anything else, those strong foundations in these areas mean you should start to reap the full rewards far sooner. Use this as a starting point before turning your attentions back to much bigger challenges. After all, success breeds success, and this tip will keep your mindset in a far stronger position.

Make Better Use Of Your Time

With any standard resolution, you’re actively looking to incorporate something new and better into your life. Whatever those targets might look like, it’s safe to say that using time in a more efficient manner will make it easier. Frankly, mastering this element will turn you into a far more productive person, which should lead to a host of benefits. As far as personal improvement is involved, this is top of the agenda.

Taking greater control over your organizational skills is the perfect starting point. Embracing routines enables you to avoid the threat of wasting time. Perhaps more crucially, though, you should alter your approach to sleep. A good rest makes a world of difference to your productivity throughout the day ahead and leaves you with increased energy. Do not get it wrong.

We only get one shot at this life, and the desire to do more with it is the reason we make those resolutions in the first place. When you use your time well, there can be no regrets. Quite frankly, that’s all anyone could ever ask for from 2018. Or indeed any other.

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Moving home is often associated with lots of packaging, planning and also arguing. However, if you live on your own then it can actually be even more difficult because all of the responsibility is placed on you.

If you live an independent lifestyle then you’re probably accustomed to making all of your own important decisions, but there are so many components when it comes to moving home that you’re bound to forget one thing or another. In order to make the entire process easier for you, here are a couple of ways to make moving home on your own a breeze.

the carolove How to Make Moving on Your Own a Breeze

moving announcement cards

Declutter your home

Packing up your belongings can take a while if you have a lot of clutter. The first thing to do is clear out all the clutter. Anything that you don’t need needs to be thrown out or else it will follow you like a stray cat to your new home. Don’t carry waste with you because not only does it increase the overall weight of your packed bags and boxes, but it also forces you to use up more space in your new home. Clean out your house, empty all the drawers and get rid of things that you don’t need. This will make it a hundred times easier to move in the future because you won’t need to carry around so many boxes, and it helps to keep your belongings organized so you don’t lose anything in your boxes.

Carry a separate bag for daily essentials

If you’ve got a complicated skincare routine or just love being organized (who doesn’t?) then make sure you pack a separate bag full of your daily essentials. Skincare creams, make-up, medication, toothbrush and paste… the list can go on! Anything that you need on a daily basis should be packed in this bag alongside a spare change of clothes and toiletries. This is especially important if you’ve spent the whole day moving and carrying boxes. The last thing you want to do is unpack all of your belongings, so kick up your feet, relax and pretend you’re on holiday by just relying on your daypack.

Have you shopped around for moving quotes?

Unless you have a vehicle that’s capable of carrying all of your belongings, you’ll want to shop around for the best quote from movers. Prices can vary drastically so it’s important to look at various sites to determine what will be the cheapest and most efficient. You can click here if you want to find out more about movers and to calculate a sample quote. You also have the option of asking friends and family to help, but only if they’re willing to lend you a vehicle of theirs.

Don’t forget your emotions

Moving can be an emotional time especially if you’re living on your own. Make sure you spend plenty of time with close friends and family members that you’ll be leaving behind because you might not be able to see them for a while. Even if you’re just moving across town or a few streets down, you’ll be experiencing some drastic changes that could ultimately change your entire life. In times like this, it’s nice to have someone to talk to.

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I have to say- I adore my month-of wedding coordinator. Tabitha Roberts, aside from having one of my favorite names, is covering all the details on my big day that’ll drive me crazy. I opted to do day-of (really month-of) coordination which includes:

  • Orchestrating vendor walk through one month prior to wedding
  • Collaboration with vendors on floor plans, setup, and time lines
  • Being the point of contact for vendors and family on wedding day
  • Coordinating your rehearsal before the big day
  • Unlimited hours with our Coordinator and assistant on the wedding day

I didn’t really need a wedding planner, per say, but she’ll definitely been needed so I’m not running around like a chicken with my head cut off… at least more than I need to be.

Between being in two weddings without a coordinator start over and hour late and having one awesome coordinator actually sew myself and the other bridesmaids into our dresses when all of our zippers broke, I’ve seen how valuable the extra help can be. There is no getting away from the fact that an expert wedding planner can relieve some stress of planning your wedding. But let’s also not forget that the elimination of stress does cost some extra money. So as lovely as that might be, it isn’t always going to be a luxury that we can all afford. You may be on a budget that is pretty tight or like to plan an organize most things yourself. If so, then there are a few lessons we can learn from the professionals when it comes to planning a wedding.

Luxury marble wedding planner book

 

Give Yourself Plenty of Time

If you’re going to be doing it yourself, then you need to allow plenty of time to get things done. You’ll have your regular job to contend with, whereas planning your wedding would be the full-time job of a professional. Around eight months should be plenty, but a year can be the ideal time to get all of the plans in place.

Be Prepared To Negotiate

Your wedding is your wedding. But for wedding vendors, it is merely a transaction. So when it comes to planning, it can help to see things as a business transaction too. Which is why being savvy and negotiating can be a good way to get the best deal. If you don’t want certain elements that the photographer is offering, then ask for something else or just have the price reduced. Be prepared to negotiate so that you only end up with the things that you want.

Get Help When Needed

Some elements will need some professional help. So don’t be afraid to ask for it (just be prepared to negotiate when you do). Looking for a reception venue can often bring with it some wedding organizers to help plan things for the day. So work with them and make sure that they have a clear idea of how you want things to look and work on the day.

Spend Money Wisely

The cost of weddings can spiral out of control if you let it. So it is a good idea to plan carefully and spend wisely. It could be a good idea to get a specific wedding credit card that will allow you to earn cash back or air miles for your honeymoon, for example. You’re going to be spending the money anyway. So you may as well get some extras for your sending, right?

Read The Fine Print

A professional is going to be the person reading through the contracts all for you. Which is why you need to make sure that you are checking all of the fine print if you decide to go it alone. You might be signing away hidden costs or extras if you don’t check on this kind of thing. As has been said, your wedding is just a business transaction for vendors. So check the details of everything, including (even though it will be the last thing on your mind) things like cancellation policies.

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The above post may contain affiliate links and I may receive compensation if you click on any of the above links and/ or make a purchase from those links. Opinions are my own. Thank you for supporting the brands that I love!




Happy late summer fall Friday! My friends seem pretty split on the team summer/ team fall situation, but I know I for one and thrilled that I got to bust out my boots yesterday when it was below 60 as I got dressed for work. Plans this weekend include lunch at the Cathedral and maybe a nap?

My thoughts are with Florida this week. I grew up going back and forth a few times a year and have family and close family friends in both south Florida and the Keys. Please be safe, everyone!

Morning Pumpkin Mug

Lately on The CaroLøve:

I found a really nifty app called Acorns for micro-investing that essentially lets you set it and forget it by investing spare change from purchases you’re already making. I honestly have no idea how to invest, but would like to learn (and save up for a down payment on a house), so this app seems just about right for me. I’ve read a ton of reviews, and it seems as though the one downside is a $12 annual fee for accounts under $5000. The best review I’ve seen about it is on Budgets are Sexy as it lays out all the pros and cons. Because of the nature of my new job, I’m waiting for approval to finish my signing up process, but I’d love to know if you’ve ever used it! If you’re interested in trying it out, you can use my link and get an automatic $5 with your first investment!

I’m all about shopping local and I’m so excited that Shop Made in DC is going to be a thing come October!

I really, really love trains, probably because my cool af grandfather collected models and took me on an overnight train trip when I was little. There’s a train trip in Canada I want to take with massive windows and NO WIFI so you can enjoy the sights of the country and the stars at night. SO DOWN.

As much as I sometimes get down on myself and my shape, I truly believe that fashion has no size.

There are really only so many ways you can arrange a one-bedroom apartment, but when I get that home, I’ll be taking note of these 14 Things Designers Notice the First Time They Enter Your Home.

Do you have this bootie (or one similar) in your shoe arsenal?

WOOHOO! New arrivals from Stella & Dot are here!

The boots from my Instagram story last night are still on sale at Macy’s for under $100! I’ve discovered that I need wide-calf boots and these could not fit/ feel better than they do!

Have a great weekend! Let me know what you’re getting up to!

 

 

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The above post may contain affiliate links and I may receive compensation if you click on any of the above links and/ or make a purchase from those links. Opinions are my own. Thank you for supporting the brands that I love!




Your wedding day will be the most romantic wedding day of your life, and nothing whatsoever can get in the way of that. Getting together with the person you’ve chosen to spend the rest of your life with to declare your love in front of your friends and family is a wonderful experience that you’ll remember forever. It’s so pure of concept that it’s virtually impossible to get wrong. However, the average modern wedding is so logistically fraught it’s almost a military operation. With caterers, jewelers, florists, photographers and venue staff involved (to name but a few) and an average price tag of over £30,000 (or about $32,000) many couples court danger with the logistical complexity of their wedding planning.

Best Day Ever Wedding Cake Topper

That’s why we’ve compiled a list of helpful hints which will ensure that poor planning doesn’t send your wedding plans in a tailspin. Avoid these common planning pitfalls and you’ll ensure that confetti is the only thing that goes up in the air on the big day.

Failing to make a budget (and stick to it)

One of the most fundamentally important elements of wedding planning is nailing down your budget. You may want a wedding to rival Beyonce and Jay Z that your guests will be talking about for years to come, but it’s important to be realistic in terms of what you can accomplish and how much you can afford to spend. You should establish a budget for the wedding and divide it into subsections for the dress, catering, entertainment etc. If you can, put your wedding savings in a high-interest account to get the most out of your money throughout the planning phase.

Blowing half your budget on the dress

Of course your wedding dress is vitally important, but it needn’t come at the expense of the rest of the wedding. Keep your mind open to different styles and designers and let the dress pick you. I originally thought I wanted a Haley Paige or a dress custom made by designer Kelly (she does do custom wedding dresses) but I ended up finding a relatively inexpensive dress that I can now customize! Etsy also has some beautiful wedding dresses.

Not insuring the wedding

It’s a harsh truth, but there’s a lot that can go wrong with a wedding. Your band’s lead singer could get a throat infection, someone could drop the cake, your bridesmaids’ dresses could get incinerated in a warehouse fire. While none of these options is particularly likely, you owe it to yourself to check out www.wedinsure.co.uk to check out the policies and choose one that’s right for you. Whoever you choose for wedding insurance, with so many logistical ‘moving parts’ to a wedding, you court chaos by not protecting yourself.

Jumping the gun on ‘save the date’ cards

In their enthusiasm to get the ball rolling and share the joy of their engagement, many couples send out ‘save the date’ cards to virtually everyone they know. Then, when the budgetary implications are all worked out and the final guest list is established, there may be a pretty huge discrepancy between the guest list and those who’ve received ‘save the date’ cards. This could lead to some embarrassing confrontations. Make sure that you hang fire on those cards until the guest list has been established and finalized in accordance with your budget.

By avoiding these common pitfalls you’ll avert risks to your perfect big day and take a lot of the stress and anxiety out of your wedding planning.

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The above post may contain affiliate links and I may receive compensation if you click on any of the above links and/ or make a purchase from those links. Opinions are my own. Thank you for supporting the brands that I love!